Job Description
- Oversee credit risk management functions including formulation of credit policy governance, portfolio management, credit monitoring and reporting
- Formulate bank-wide credit policies and procedures according to prevailing market conditions, regulatory requirements and risk appetite of the Bank
- Support development of credit risk tools to evaluate, measure and manage credit risk of the bank’s lending portfolio and perform credit monitoring and reporting
- Conduct credit risk data analysis and portfolio analysis
- Manage the regular update, provide support and follow-up in relation to credit compliance issues
- Supervise to ensure all related activities are in compliance with internal policies and regulatory standards
Requirements
- Degree holder or above in Business Administration, Finance, Risk Management or related disciplines with professional qualification preferred
- Minimum 10 years’ relevant experience in banking industry with supervisory exposure
- Sound knowledge of credit risk management, credit policy governance and portfolio analysis
- Strong analytical, communication and time management skills
- Excellent command of spoken and written English and Chinese with fluency in Mandarin an advantage