Job Description
Responsibilities:
- Assessment and approval of mortgage loans and commercial banking credit applications;
- Demonstrate sound credit decision making ability with respect to income, risk and compliance with credit policy and lending guidelines;
- Communicate with frontline and advise on risk mitigation and restructuring of credit terms to maintain good credit quality.
Requirements:
- Degree holder in Business, Accounting & Finance or equivalent;
- Minimum 3 years as credit approver of mortgage and SME credit with major commercial/retail banks;
- Good knowledge of business needs and practices of SME market;
- Familiar with HKMA guidelines covering mortgage and business lending practices;
- Good product knowledge covering mortgage, SME loans or trade finance.