Job Description
Job duties:
- Demonstrate sound credit decision making ability with respect to income, risk and compliance with credit policy and lending guidelines
- Assessment and approval of mortgage loans or commercial banking credit applications
- Communicate with frontline and advise on risk mitigation and restructuring of credit terms to maintain good credit quality
Job requirements:
- Degree holder in Business, Accounting & Finance or equivalent
- Over 3 years as credit approver of mortgage or SME credit with major commercial/retail banks
- Good knowledge of business needs and practices of mortgage or SME markets
- Familiar with HKMA guidelines covering mortgage and business lending practices
- Good bank products knowledge covering mortgage or SME loans or trade finance
Candidates with less experience will be considered as “Credit Analyst”