Job Description
Job duties:
- Conduct financial statements analysis and provide an independent assessment of credit proposals submitted by the Commercial or SME Banking divisions
- Familiar with bank credit policies and procedures
- Ensure policies adhere to regulatory and policy guidelines and meet the bank and regulators’ credit standards
- Responsible for post-approval monitoring of the relevant commercial /SME client portfolios and other credit-related duties in bank on regular basis
Job requirements:
- Degree holders in Business, Finance, Accounting or related disciplines
- Over 4 years of credit related experience in commercial banking and also may include experience in SME banking
- Good credit assessment skills, with sound knowledge in commercial banking loan products
- Self-motivated and independent with an analytical mindset
- Good communication and report writing skills
Applicants with more experience can be considered as “Senior Credit Approvers”